Buying car insurance is a solution and a way out in order to divert the losses that are likely to come unexpectedly, like a collision, theft, fire, flood, and so forth. Sinar Mas is one of the leading companies especially in Indonesia, which offer services for car insurance. Anyone can make a purchase as long as the insurance can qualify and applicable regulations, such as the identity of the customer is complete, the car entered the age criteria, and others.
Equally important in this regard (especially insurance four-wheel vehicles) which is the process of filing a claim. Most people often feel disappointed in the filing is done, the article is often rejected because it did not comply with procedures. Instead of diverting losses, receive treatment because of an accident is certainly not possible. Do not want to experience such problems on your car insurance, is not it? Perform the following ways to avoid it:
Having a complete and appropriate data
You must have a complete document and in accordance with that recorded in the company. For example, a complete identity in accordance with the ID card and policy number. Policy number, which generally describes the details about the content and duration of the agreement is certainly very important. Imagine if the numbers do not match the policy, claiming the process would be hampered. Therefore, when making a purchase insurance themselves ensure complete data is one of the important things to be done.
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Pay premiums according to the procedure
The obligation to pay premiums per year must be done so that the claim can be processed. The amount of the premium shall be borne and paid must be calculated according to the percentage of protection are taken, whether it TLO or all risk and other procedures, such as the purchase price corresponding car market. For example, the purchase price of your car is worth 230 million dollars, you choose the type of protection all risk at a premium of 3.25%. So, you are obliged to pay premiums worth 7.475 million dollars.
Has clear proof
Many insurance companies are accepting submissions from clients by not professional, whether it’s just a scam to improve the car or even replace the car. That is why insurance companies need a strong evidence of the customers who want to claim. In addition you include photographs of the damaged vehicle, it does not hurt if you also conducted a survey on the scene to provide strong evidence to the company. It would be better if you immediately contact the company at the scene so that the submission that you do immediately processed.
Report no more than 72 hours
One of the procedures that must be adhered to by the customer for submission claiming is immediately reported as soon as possible and no more than 72 hours. Outside these hours, the company could not process claiming an attempt to avoid the cheating of customers. Therefore, the report as soon as possible, no more than 3×24 hours is important to expedite the process of filing your claim.
Comply with the procedures established by the company is a must so that the company can carry out its obligation to serve the customers well.